DEPARTMENT OF INDUSTRIES AND COMMERCE,
GOVERNMENT OF TELANGANA

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ORGANIZATION INTRODUCTION

 

Telangana Industrial Health Clinic ltd is an innovative NBFC promoted by the Government of Telangana to REVIVE AND REHABILITATE sick and incipient sick micro and small manufacturing enterprises in the state of Telangana. TIHCL serves the larger agenda of UNIDO’s Sustainable Development Goals (Goal 9).  Our focus is micro and small manufacturing segment where the investment ceiling in Plant Machinery is Rs 250 million (excluding the cost of land and buildings).  This is only NBFC in the entire country which is set up for the revival and rehabilitation of Sick MSEs and came into being on 2nd April 2018.MSME sector contributes enormously to the socio-economic development of the country at a lower cost. TIHCL’s area of operation is limited presently to Telangana which is the most progressive state today in the country though it is youngest by virtue of its formation on 2nd July 2014

TIHCL
TELANGANA INDUSTRIAL HEALTH CLINIC LTD

How did we come into existence

NPAs in MSMEs segment has being increasing every year and leading to shut down of business in turn impacting employment, growth and sustainability. Banks approach towards stressed enterprises is not welcoming even after RBI guidelines on revival and restructure. Such enterprises should be supported with acceptable solution by conducting diagnostic study, identifying the reason for stress in the enterprise and provide financial or non-financial support to revive the enterprise. There is need of a healthy ecosystem for MSEs and that can be achieved only if we can provide timely support to the enterprises . MSEs are suffering largely with following issues.

  • Lack of capacities
  • Delayed release of incentives and payments.
  • Huge Credit Gap between entrepreneur and Banker.
  • Lack of international standards in manufacturing.
  • Growing NPAs in SME units.
  • No mentoring and consultations to units and others.

To address few of such concerns, TIHCL has come into existence focusing on revival and restructure of stressed micro and small manufacturing enterprises in Telangana state with equity support of Rs. 10.00 Cr from Telangana State government and is registered as NBFC company. 

Telangana Industrial Health Clinic - Untapped Segment

 
 

MSMEs are the livewire of any growing economy and more particularly in the manufacturing sector. Approx. 18% of GDP is contributed by MSMEs segment in India but NPA in micro and small manufacturing enterprises has been increasing and leading to closure of the unit. Opportunities are very limited for manufacturing sector unlike service sector. There is a need for immediate attention for stressed MSE in form of monetary and non- monetary support. TIHCL caters to untapped segment of micro and small manufacturing segment which are in stress.

TIHCL Untapped

Social impact

Vision:

To Build and Develop Sustainable entrepreneurial ecosystem dealing with challenges of Manufacturing MSEs in the State of Telangana.

Mission:

To Guide, Mentor & Support Manufacturing MSEs.

TIHCL Social Impact

Values

Dharma

"Righteousness"

Loka Sangraha

"Public Good"

Kaushalyam

"Skill & Efficiency"

VaiVidhyatha

"Innovation"

Jignasa

"Learning"

Objectives

 
 
  • To ENSURE healthy manufacturing MSEs through responsive counseling and responsible consulting and other mentoring services
  • To ENGAGE Manufacturing MSE’s with a strong and consistent in financial performance through better compliance standards
  • To SUPPORT and ENRICH a sustainable working environment that attracts, retains and develops committed team sharing common values
  • To play the role of ADVOCACY in assuring prompt payment by the vendees of MSEs
  • To PROPEL potential MSE’s to equity platforms like NSE and BSE.
TIHCL Objectives

What We Offer

 

We aim to revive and rehabilitate the sick and incipient sick micro and small manufacturing enterprises.We carry out a diagnostic study and provide the entrepreneur with a specific revival & rehabilitation package. We also handhold the stressed unit till it comes out of stress.

CASE STUDIES

 
 
 
 
 
 
Suresh Textiles

Problem: Working capital funds are utilized to pay newly introduced GST on machinery purchased was not part of sanctioned amount. Resultantly factory could not start it’s operations.

Resolution: Revival package was implemented which included restructing the loan, increase moratorium period and additional margin funding from TIHCL providing enough cushion and working capital.

Key Indicators
Pre Revival
Post TIHCL Intervention
No of EMI’s pending with primary lender
6
1
Capacity Utilization
0
50%
Turnover
0
20 Lakhs
Employment
0
6
 
 
 
 
 
MS Deccan Pulverizers Pvt Ltd

Problem: Shortage of working capital funds due to increased investment on construction of factory premises, Natural Calamity damaged factory shed and there is delay in delivery of machinery and delayed the commencement of operations. Unit became NPA.

Resolution: TIHCL’s sanctioned CAF loan which reduced the interest burden for the enterprise by 4% and provided much needed relief in working capital cycle. Upgraded to standard asset.

Key Indicators
Pre Revival
Post TIHCL Intervention
Overdue amount with primary lender
Rs.24.90 Lakhs
Rs.0.00
Capacity Utilization
50%
100%
Turnover
90 Lakhs
145 Lakhs

What We Have Achieved

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Address:

Invest Telangana Cell,
Industries & Commerce (I&C) Department,
5th Floor, BRKR Bhavan, Hyderabad,
Telangana, India.

Should you have any questions, or wish to speak to our Qualified Financial Advisors at Telangana, Please Contact Us.

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